Karen is formerly a small business owner in NM for 24 years where she owned & operates a European Restaurant & bakery. Karen uses her knowledge of business from an owner’s point of view & as an agent in the insurance industry for 16 years. Karen’s expertise is working with seniors in the areas of Medicare Supplements, Prescription drug plans, Annuities & Long Term Care, and creating comprehensive benefit packages for small businesses & individuals.

Monique has been in the insurance industry for 9 years. She specializes in customized individual & group health insurance benefit packages, Health Savings Accounts, Health Reimbursements Accounts & Flexible spending accounts. In addition, Monique works with clients on complex life insurance and disability plans such as Executive Bonus, Overhead Expense and Insurance Retirement programs. She also works with seniors in the areas of Long Term Care, Medicare Supplements, & prescription drug plans.

Simone has been in the insurance industry for 4 years. She specializes in health, life and disability insurance. She works with groups and individuals to implement benefit packages for health and disability insurance. Simone is currently working on her certification as a Certified Financial Planner (CFP). We are excited to offer financial planning services later on this year.